Ive been looking into debt consolidation and, is there a difference between debt consolidation, and a debt consolidation loan? and if so what?
Archive for August, 2009
does all debt debt consolidation involve a loan?
Thursday, August 20th, 2009Ive been looking into debt consolidation and, is there a difference between debt consolidation, and a debt consolidation loan? and if so what?
Do debt consolidation companies pay off credit cards that are already in the hands of a law firm/collector?
Thursday, August 20th, 2009Chase filed a law suit against my husband for a delinquent credit card. He never had to go to court but they (the law firm) wanted $300/mt until the card was paid off. We’re still paying on it and it’s a huge budget buster! We only have a few other outstanding/low amount bills. I was wondering if debt consolidation companies would consolidate this Chase bill as well so we can get these people out of our lives!
How will settling credit card debt affect my credit score?
Tuesday, August 18th, 2009I have several accounts on my credit that are all in good standing. I just have one credit card with $25,000 in debt. I was making payments on it but when my husband was laid off, I couldn’t make payments. It’s over 90 days due and I want to settle the debt but I am afraid of how it will affect my credit score and what I can do to make sure it is not too negative on my credit. Any advice?
How can I pay off my credit card debt?
Tuesday, August 18th, 2009My husband I got married a year ago and we had to pay for our wedding ourselves along with our honey moon. We ended up in a great deal of credit card debt from this as well as trying to furnish a home. We have a personal loan for 19,000 that we are paying off along with about 10,000 in credit card debt. We can pay the bills but we can only pay the minimum payments which are leaving us broke every month. I want to do something about this before we end up not being able to pay these bills. Any suggestions?
Bankruptsy/Debt Consolidation Question. Please Help! Serious answers only please. ?
Tuesday, August 18th, 2009I’m 25 years old, married with no children. My husband and I are struggling financially, to put it lightly. We owe about $8000 on our car, and have about $10,000 in other credit card debt. And we’re total morons and bought a time share when we had extra money last year. Now we just can’t keep up and my husband’s work has been very slow while I’ve been trying to go to school full time and work around 55 hours a week. I’m about at my breaking point. Should we file for bankruptsy? The thought of a house seems impossible anytime in the near future anyways. My payments on the credit cards are just covering the interest and the balance isn’t going down. Any financial suggestions would be helpful. I’ve considered debt consolidation but I know that won’t help with the car, time share and other stuff. And I want to find a trusted debt consolidation company. We also both have student loans. We’re a mess!! Please help.
How do I consolidate my unsecured credit card debt?
Tuesday, August 18th, 2009I have about $23,000 in credit/medical credit card bills. I tried personal loans with 2 different banks, but I didnt qualify because it was it was considered too much unsecured debt.
Can you refer me to a good debt consolidation company?
Tuesday, August 18th, 2009I have heard there are a lot of rip off debt consolidation companies out there, and I am just looking for one that maybe you have had a gopod experience with. If you could give me some suggestions, that would be great! Thank you!
Has anyone actually had success using those debt consolidation companies?
Friday, August 14th, 2009I’m wondering if anyone has had any success using those debt consolidation companies and if so, what’s the process of it? How does it work and will it really work at lowering your interest rate/debt owed? And what company(ies) did you use? Thanks!
are there any debt consolidation service companies in the philippines?
Friday, August 14th, 2009i’ve heard and read about this debt consolidation services online but havent found any in the philippines. anyone know if this is available here?
If you don’t have a home or any assets how can you qualify for debt consolidation?
Monday, August 10th, 2009What amount of debt qualifies for consolidation ? Also as stated, what if you have no home or assets?