Creditor = Capital One
Debt Consolidation Worksheet
Balance Transfer Fee = $0; Interest 7.9%
•First National Credit Card
Account number = NOT 4 U TO KNO
Amount = $150.00; Payment = Remaining Amount (4/18/08); New Balance =$0
First National Credit Card
PO Box 5097
Sioux Falls, SD 57117-5097
•Direct Rewards Platinum
Account number = NOT 4 U TO KNO
Amount = $43.54; Payment =$79.56; New Balance = $0
Payment Center
PO Box 17313
Baltimore, MD 21297-1313
•When account is reported on May’s credit reports, my available credit will be roughly, excluding no pending charges will be roughly 74%. My debt on this card is roughly 25% to the available credit limit.
Capital One Credit Limit = $750.00
Available Credit = $556.46
Balance = $193.54
My credit score now is a 687….
Will there be an increase doing this?
The only negative factors on my credit report is 27 inquiries last year =/………Yea, I needed credit badly….
And short payments history
Im only 20 tho
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Sometimes, debt consolidation companies can discount the amount of the loan. When the debtor is in danger of bankruptcy, the debt consolidator will buy the loan at a discount. A prudent debtor can shop around for consolidators who will pass along some of the savings. Consolidation can affect the ability of the debtor to discharge debts in bankruptcy, so the decision to consolidate must be weighed carefully