Posts Tagged ‘Credit Card Debt’

Is there a way for credit card companies to forgive a portion of credit card debt?

Wednesday, April 21st, 2010

Getting rid of debt is a priority in my family. We”ve been regular with our credit card payments. A word to you younger folks: never, ever use a credit card for anything.

I was curious if there was a way for credit card companies to forgive a portion of debt if you’ve been regular with your payments.

How can i combine my credit card debt and my cost of tuition into one loan?

Tuesday, April 13th, 2010

In august i will be going away to school. the cost of tuition is around 17,000 a year. at the same time i have about 4,000 dollars in credit card debt. is there any way i can payoff my credit card debt by adding it to my student loans? and how do i go about getting a student loan?

What are the effects of credit card debt?

Thursday, April 8th, 2010

Im doing a report on Credit Card Debt and there isnt much about the direct effects of being in credit card debt.

I know bankruptcy is an effect but what else can happen?

How much credit card debt do you have as a couple with one child?

Saturday, April 3rd, 2010

Just wondering what the average is. My husband tells me everyone has debt, and I can understand my house and my car, but what is your credit card debt?

Who is responsible for credit card debt if somebody dies? Or does the company eat it?

Monday, March 22nd, 2010

Say somebody has X amount of credit card debt, then they die but still have that debt to the credit card company outstanding, what happens? Does the company have to write it off as bad debt or ? Perhaps the company can hit up that person’s estate. But let me pose another question then – what if that person’s estate does not have enough money to cover that credit card debt.

How do credit card debt councilors work with credit card issuers?

Tuesday, March 2nd, 2010

I’ve seen on t.v. how credit card debt councilors work with banks when people owe a lot of money on their credit cards. They say they can not only reduce the amount owed but also get your monthly payments down to where they are manageable. How do they do this, are there any consequences such as a reduction of credit score, and is it effective (do they really do this or is it a scam)? Also, how much do they charge? Thanks.

How do I fix credit card debt, I got good info on http://credit-debt-consolidation.blogspot.com/ , need more?

Saturday, February 27th, 2010

I have $10,000 in credit card debt, and found some resourceful information on the blog with some good links, and I am wondering if anyone has some more.

What is the best way to get rid of credit card debt?

Thursday, February 25th, 2010

Hi All. I’m a recent college grad who is fairly new to the workforce and is ready to get rid of her credit card debt!! I was fortunate enought not to borrow much in student loans (a total of about $9,000), however by grad time I owed about 9 thousand in credit card debt. Now I am ready to get rid of this burden. I know that this sounds horrible, but my situation was very different than that of the average student. I am a mother and was raising my daughter the whole time during college. Instead of working full time I focused on my studies and only worked part time. Needless to say this made everything harder but in the end it was worth it. Also, I’m not looking for an overnight solution. It took me six years to accumulate this debt so I know it wont disappera overnight. I’m just looking for the best way to go about it. Please help!

Can you include credit card debt in a bankruptcy?

Saturday, January 16th, 2010

I have a friend in FL that is filing bankruptcy. I thought they passes a law a few years ago that stated you could not include credit card debt in bk. Is that true? They are telling me that you can include credit card debt.

Does the credit card debt restart if a different agencies send letters about your debt even after 6 years?

Wednesday, January 13th, 2010

I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?