Posts Tagged ‘Credit Consolidation’

credit card debt consolidation?

Saturday, April 17th, 2010

im wanting to consolidate on my credit card debt. im currently paying on 6 different cc and want to make one payment…any way to do this online?? and get approval then and get them paid then!

Bad credit debt consolidation loan?

Wednesday, March 31st, 2010

Here is what’s going on with me. I have about 30,000 dollars worth of student loans, however I have them through more than one place…I have one through Astrive, a couple of Direct Loans, and one through Wachovia. I also have a car that my mom took out in her name and is going to want off of her credit that’s around 13,000. So, it comes to around 50,000 total of debt. I would like a debt consolidation loan, not only to get the car off of my mom’s credit, but to make things easier for me, because making the minimum payment to everything is going to cost me more per month than just paying one place. Plus, a loan will build my credit. The thing is, I have bad credit because I was swamped with medical bills a couple of years ago. Does anyone know of any companies that will give out either personal or consolidation loans of the amount that I need and will work with people of bad credit?

buying a home after debt consolidation is over?

Tuesday, February 23rd, 2010

i had about $18,000 debt, and by listening to my brother i went in to debt consolidation. didnt know that it can really mess up my credit score. before i went in to credit counseling my score was 700+, but dont know how much it is now. anywayz i was in credit counseling for about 1 year, and then finally paid off the full debt with in 1 year, rather than staying in the program for 3 years. now i want to buy a house. i took my account out of credit counseling/debt consolidation about 4 months ago. i know want to buy a house. would i qualify for a home loan? where can i go to get my credit score? what kind of downpayment should i be expecting and what would be my interest rate?? any help in this matter will be greatly appreciated! thanks!

Credit/Debt Consolidation. What do I do?

Wednesday, November 25th, 2009

OK, long story short. My friend had good credit. He started putting business expenses on his personal cards ON TOP of his personal expenses with the expectation of the business paying ALL of his cards each month.

There isn’t enough money to do that.

They won’t stop calling him so he wants me to look in to debt consolidation.

I have no idea what to look for in this area.

Have you experienced this sort of thing? Have you used a Debt Consolidation Organization?

Are there really “Not for Profit” organizations that can help… So I can be sure that they are not just working for the companies to f*ck the consumer over?

PLEASE give me info and experiences on how to best go about consolidating credit cards.

I know that this is not technically My Problem but I need to keep this tard happy.

He is, to be honest, not intelligent enough and does not have the ability to just get down and do the nitty-gritty, even when it is in his own best interests.

I am looking in to this for him because if I don’t, he will just not shut up about it and that will ruin MY day…

So please… No more It isn’t your problem replies… I know it isn’t… But it is better on ME in the long run if I just shut him the hell up!

how good does my credit have to be to get credit card debt consolidation?

Saturday, September 26th, 2009

If I let my cards slip for a while I don’t know how much they’ve hurt my credit. I need credit card debt consolidation, will they accept me if my credit cards have been beating up my credit a little in the last month or 2?

Debt Consolidation?

Wednesday, June 24th, 2009

I am asking some general questions about debt (credit card)consolidation.